How to File a Workers’ Compensation Claim in New Jersey
If you have been injured at work in New Jersey, you may be eligible to receive workers’ compensation benefits. Workers’ compensation is a type of insurance that provides medical benefits and wage replacement to employees who are injured during the course of their employment. In exchange for this package of no-fault benefits, injured workers are generally prohibited from asserting third-party personal injury claims against their employers for negligence. Only under the most extreme circumstances can an injured worker sustain a separate lawsuit against their employer for personal injury.
All employers in New Jersey must have workers’ compensation insurance coverage for their employees. The majority of employers fulfill this obligation by purchasing a policy of workers’ compensation insurance from an insurance company. Large employers with substantial financial resources may under certain circumstances gain approval to self-insure.
Filing a Workers’ Compensation Claim in New Jersey
If you are hurt on the job, the first thing to do is to seek emergency medical attention. The next step is to notify your employer about your injuries and comply with your employer’s reporting procedures. This will allow the employer to report the claim to their workers’ compensation insurance carrier and ensure you receive appropriate benefits from the start. The longer you wait to report an injury, the easier it becomes for an insurance company to deny your claim. Next, contact an experienced workers’ compensation lawyer, who can file a claim with the State of New Jersey and see that you receive the proper benefits during your recovery period.
If you have questions or would like to discuss your claim, contact our Bergen County Workers’ Compensation attorneys today.