A plaintiff whose car was hit by an allegedly negligent motorist in Totowa, NJ recently settled her New Jersey personal injury lawsuit for $475,000. Plaintiff was driving on Union Boulevard, near the intersection with Coolidge Avenue, when a car coming the other way attempted to make a turn and hit her from the side. While plaintiff’s automobile sustained only minimal property damage, plaintiff suffered a two-level disc herniation and annular tear which ultimately required fusion surgery and installation of surgical hardware in her spine. Plaintiff settled with the offending driver for $475,000 of a $500,000 insurance policy shortly after the conclusion of expert discovery in the case.