Do I Need a Personal Injury Lawyer?

do I need an injury lawyerIn the aftermath of a serious accident, when you’re physically and mentally exhausted, it can be easy to believe an insurance company claim representative when they promise they will get you the full amount of compensation for your injuries. However, insurance companies don’t always have your best interests in mind, and none are in the business of aggressively advocating for injured persons. There are a number of reasons why proceeding on a personal injury claim without a lawyer can be a mistake, and can leave you without sufficient compensation for injuries, payment for future medical care and financial resources.

New Jersey Personal Injury Law is Complex

If you’re not a lawyer, chances are you’re not fully conversant in New Jersey personal injury law. While this area of the law is vast, some of the following rules and principles play an important role when pursuing a personal injury claim:

  • Shared Fault and Comparative Negligence
  • New Jersey’s no-fault rules and laws pertaining to motor vehicle accidents
  • Time limitations to file personal injury lawsuits
  • Compensable economic and non-economic damages
  • Liens placed on recovery by insurance companies and others
  • The New Jersey Court Rules pertaining to pre-trial discovery and motion practice

Additionally, there are various different types of personal injury claims. These are just a handful of the types of personal injury claims in New Jersey:

  • Medical Malpractice
  • Wrongful Death
  • Product Liability/Defective Products
  • Mass Torts
  • Workplace Injuries
  • Premises Liability
  • Strict Liability
  • Catastrophic Injuries
  • Nursing Home Abuse
  • Slip and Fall
  • Motor Vehicle Accidents

An experienced NJ personal injury lawyer will be able to recognize the specific type of case, make the proper claims on your behalf, and properly prosecute and frame your case for maximum possible compensation. Your lawyer should also perform the following essential services for your personal injury case:

  • Contact all interested parties and insurance companies
  • Assist in locating medical services and treatment
  • Gather medical records and information required to prove liability and damages
  • Conduct discovery, investigation and gather facts to support all legal claims asserted
  • Negotiate with defense counsel and the insurance companies to obtain a just settlement
  • Proceed to trial when necessary

Unfortunately, your best interests are not always served by relying exclusively on an insurance company to provide compensation for injuries sustained in an accident. An insurance carrier’s bottom line isn’t served by paying out large claims quickly and easily. To ensure your claim is handled properly, that your bills get paid in full and that you receive the compensation you deserve, the smart choice is to retain an experienced personal injury lawyer to represent your interests.